Discover Your Dream Home

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Vicky Faulk
License #: 00974458

Vicky Faulk

SRES, ePRO, CHMS
Coldwell Banker Residential Brokerage
M:
510.468.3335
O:
510.339.4700

Hello!  Welcome to my website!  I hope that you will find the information provided here to be helpful with answering some of your real estate questions.  And of course, please feel free to call, email, or text me if you need more assistance.

Are you considering BUYING a home or income property?  First things first - you need to know a rough ballpark of how much you can afford. 

To start with, I recommend that you speak with a good mortgage broker to determine a rough idea of how much you might be able to afford.  This process is called Prequalification, not to be confused with Preapproval, which is what you will need to accomplish prior to making an offer.  To be Preapproved, you must submit a complete loan application and all of the supporting documents necessary for a lender to determine how much loan you can be Preapproved for. 

Please let me know if you would like a list of good local mortgage resources to speak with.  I will be happy to email it to you.  Believe it or not, who the lender is that you are approved with can in some cases make a difference whether your offer is accepted or not. Better to obtain a strong referral than have me tell you later that you will be at a disadvantage because of the lender you unwittingly chose.  

If you would like to figure out how much your payment might be on your own, you will need a mortgage calculator.  Many lender and real estate search sites have mortgage calculators, they are easy to find online.  Here is a link to the one on the Realtor.com website: 

Realtor.com Mortgage Calculator

 

Are you considering SELLING a property that you already own?  Please click on the SELL tab of my website for information about that.

 

 


 

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Based on information from the Bay East Association of REALTORS® All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.